Our Terms

Terms & Conditions – Debt Relief Desk

Effective Date: May 3, 2025

Welcome to DebtReliefDesk.com. By accessing or using our website and services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.


1. Acceptance of Terms

By using this website, submitting your information through our forms, or engaging with our services, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, please do not use this website.


2. Services Provided

Debt Relief Desk connects users with debt settlement service providers, financial consultants, and other third-party professionals who may offer debt resolution services. We are not a lender, credit repair company, or law firm.


3. Eligibility

Our services are intended for individuals:

  • 18 years or older

  • Residing in the United States

  • Facing unsecured debt challenges (credit cards, personal loans, etc.)

We reserve the right to deny service at our sole discretion.


4. User Information & Accuracy

You agree to provide accurate, current, and complete information when filling out our forms. Submitting false or misleading information may result in refusal of service or legal action.


5. Communication Consent

By submitting your information, you give us and our marketing/service partners explicit consent to contact you via:

  • Phone calls (including autodialed or prerecorded)

  • SMS messages

  • Emails

Even if your number is on the Do Not Call Registry, this consent overrides it. Message & data rates may apply.


6. Third-Party Services

Debt Relief Desk is not responsible for the accuracy, legality, or performance of services offered by third-party providers you may be matched with. We encourage users to conduct their own due diligence before proceeding with any agreement.


7. No Guarantee of Results

We do not guarantee that your debt will be reduced, eliminated, or resolved through the use of our website or referrals. Each individual case is unique and subject to the third-party provider’s assessment.


8. Limitation of Liability

We are not liable for any damages (direct or indirect) arising from:

  • Use or inability to use the website

  • Third-party service interactions

  • Data breaches or unauthorized access

  • Any financial or legal outcome resulting from debt services

Use of our website is at your own risk.


9. Intellectual Property

All website content including logos, text, graphics, and design is the property of Debt Relief Desk and may not be reproduced, modified, or distributed without prior written permission.


10. Privacy

Please review our Privacy Policy to understand how we collect, store, and use your personal data.


11. Changes to Terms

We reserve the right to update these Terms at any time without notice. Continued use of the site after changes constitutes your acceptance of the revised Terms.


12. Governing Law

These Terms are governed by and interpreted under the laws of the State of [Your State], without regard to its conflict of law provisions.


13. Contact Us

For any questions regarding these Terms, reach out to us:

Debt Relief Desk
Email: legal@debtreliefdesk.com